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Understanding the Recent Changes to Negative Gearing and Capital Gains Tax Your Content Goes Here Changes announced in the 2026 Federal Budget will reshape how negative gearing and capital gains tax apply to many future property investments. The reforms are expected to change how investors assess established and newly built properties, while encouraging more investment in new housing supply. How Negative Gearing Is Changing Negative gearing generally occurs when the deductible costs of an investment property, such as mortgage interest, repairs and rates, exceed the rental income it earns. Under the new rules, established dwellings exchanged after [...]

 What Could a Cooling Housing Market Mean for Home Buyers? Your Content Goes Here Australia’s housing market may be entering a cooler phase after decades of strong price growth. Changes to negative gearing and the capital gains tax discount, weaker auction clearance rates and softer property values have contributed to expectations that prices may continue to slow. Some forecasts suggest a decline could represent a significant market correction. However, falling house prices can affect buyers, homeowners and sellers in different ways. What Does a Cooling Market Mean? A cooling housing market generally means prices are rising more [...]

RBA Holds Cash Rate at 4.35%: What It Means for Australian Home Buyers and Borrowers Your Content Goes Here With many Australians closely watching interest rates, the Reserve Bank of Australia has left the official cash rate unchanged at 4.35 per cent following its June 2026 monetary policy meeting. The decision provides some short-term stability for borrowers after three cash rate increases earlier in the year. However, it does not necessarily mean interest rate cuts are approaching. Inflation Remains a Major Concern The RBA said headline and underlying inflation remain too high. Higher energy and fuel costs [...]