Fix it with Freedom Lend’s

Fixed Home Loan

Lock in a low interest rate for security and peace of mind

  • 1.84%

    variable rate p.a.
  • 1.86%*

    comparison rate p.a.

Freedom Fixed Loan Features

Great Rates

Low interest rates so that you spend on what you want rather than pay for extras you do not need.

Purchase & Refinance

Be that purchasing a new home or wanting to refinance your existing, we have the right product for you.

Product Split

Setup your finance easier with extra splits available.

Extra Repayments

You have the option to make additional payments on your loan.

Flexible Payments

Take the option of either weekly, fortnightly or monthly direct debit.

95% LVR

Our home loans allow for up to 95% loan to value ratio.


Freedom Fixed

Owner Occupied P&I
1 Year

Loan Rates Comparison
LVR ≤ 60% 1.84% 1.86%*
LVR ≤ 70% 1.94% 1.96%*
LVR ≤ 80% 2.04% 2.06%*
LVR ≤ 90% 2.54% 2.56%*
LVR ≤ 95% 2.74% 3.01%*

2 Years

Loan Rates Comparison
LVR ≤ 60% 2.24% 1.92%*
LVR ≤ 70% 2.34% 2.02%*
LVR ≤ 80% 2.44% 2.12%*
LVR ≤ 90% 2.94% 2.62%*
LVR ≤ 95% 2.74% 2.99%*

3 Years

Loan Rates Comparison
LVR ≤ 60% 2.54% 2.02%*
LVR ≤ 70% 2.64% 2.12%*
LVR ≤ 80% 2.74% 2.22%*
LVR ≤ 90% 3.24% 2.71%*
LVR ≤ 95% 3.41% 3.11%*

4 Years

Loan Rates Comparison
LVR ≤ 60% 2.84% 2.15%*
LVR ≤ 70% 2.94% 2.25%*
LVR ≤ 80% 3.04% 2.35%*
LVR ≤ 90% 3.54% 2.84%*
LVR ≤ 95% 3.61% 3.19%*


5 Years

Loan Rates Comparison
LVR ≤ 60% 3.14% 2.31%*
LVR ≤ 70% 3.24% 2.41%*
LVR ≤ 80% 3.34% 2.51%*
LVR ≤ 90% 3.84% 3.01%*
LVR ≤ 95% 3.84% 3.31%*

Owner Occupied Interest Only
1 Year

Loan Rates Comparison
LVR ≤ 60% 2.14% 2.22%*
LVR ≤ 70% 2.24% 2.33%*
LVR ≤ 80% 2.34% 2.43%*
LVR ≤ 90% 2.84% 2.93%*

2 Years

Loan Rates Comparison
LVR ≤ 60% 2.54% 2.70%*
LVR ≤ 70% 2.64% 2.80%*
LVR ≤ 80% 2.74% 2.90%*
LVR ≤ 90% 3.24% 3.41%*

3 Years

Loan Rates Comparison
LVR ≤ 60% 2.84% 3.08%*
LVR ≤ 70% 2.94% 3.18%*
LVR ≤ 80% 3.04% 3.28%*
LVR ≤ 90% 3.54% 3.80%*

4 Years

Loan Rates Comparison
LVR ≤ 60% 3.14% 3.46%*
LVR ≤ 70% 3.24% 3.57%*
LVR ≤ 80% 3.34% 3.67%*
LVR ≤ 90% 3.84% 4.19%*


5 Years

Loan Rates Comparison
LVR ≤ 60% 3.44% 3.86%*
LVR ≤ 70% 3.54% 3.96%*
LVR ≤ 80% 3.64% 4.07%*
LVR ≤ 90% 4.14% 4.59%*

Investments P&I
1 Year

Loan Rates Comparison
LVR ≤ 60% 2.04% 2.06%*
LVR ≤ 70% 2.14% 2.16%*
LVR ≤ 80% 2.24% 2.26%*
LVR ≤ 90% 2.74% 2.76%*

2 Years

Loan Rates Comparison
LVR ≤ 60% 2.44% 2.12%*
LVR ≤ 70% 2.54% 2.22%*
LVR ≤ 80% 2.64% 2.32%*
LVR ≤ 90% 3.14% 2.82%*

3 Years

Loan Rates Comparison
LVR ≤ 60% 2.74% 2.22%*
LVR ≤ 70% 2.84% 2.31%*
LVR ≤ 80% 2.94% 2.41%*
LVR ≤ 90% 3.44% 2.91%*

4 Years

Loan Rates Comparison
LVR ≤ 60% 3.04% 2.35%*
LVR ≤ 70% 3.14% 2.44%*
LVR ≤ 80% 3.24% 2.54%*
LVR ≤ 90% 3.74% 3.04%*


5 Years

Loan Rates Comparison
LVR ≤ 60% 3.34% 2.51%*
LVR ≤ 70% 3.44% 2.61%*
LVR ≤ 80% 3.54% 2.71%*
LVR ≤ 90% 4.04% 3.20%*

Investments Interest Only
1 Year

Loan Rates Comparison
LVR ≤ 60% 2.34% 2.43%*
LVR ≤ 70% 2.44% 2.53%*
LVR ≤ 80% 2.54% 2.62%*
LVR ≤ 90% 3.04% 3.14%*

2 Years

Loan Rates Comparison
LVR ≤ 60% 2.74% 2.90%*
LVR ≤ 70% 2.84% 3.00%*
LVR ≤ 80% 2.94% 3.10%*
LVR ≤ 90% 3.44% 3.62%*

3 Years

Loan Rates Comparison
LVR ≤ 60% 3.04% 3.28%*
LVR ≤ 70% 3.14% 3.38%*
LVR ≤ 80% 3.24% 3.48%*
LVR ≤ 90% 3.74% 4.01%*

4 Years

Loan Rates Comparison
LVR ≤ 60% 3.34% 3.67%*
LVR ≤ 70% 3.44% 3.77%*
LVR ≤ 80% 3.54% 3.87%*
LVR ≤ 90% 4.04% 4.40%*


5 Years

Loan Rates Comparison
LVR ≤ 60% 3.64% 4.07%*
LVR ≤ 70% 3.74% 4.16%*
LVR ≤ 80% 3.84% 4.27%*
LVR ≤ 90% 4.34% 4.80%*

What are my Loan Repayments?