Freedom Home Loans

Get a great deal on your next home loan online

Achieve freedom with Freedom Lend

Freedom lend provides loans that are 100% online. We automate our back end processes and have significantly fewer costs than the big banks. Our products have all the required essentials and cut out the things that you would not use. By doing this, we pass these savings onto you in the form of lower interest rates.

Want to speak to our specialised consultants about your home loan?

Variable rate from

3.09% p.a


3.12% p.a*

 100% offset account available

 Purchase & Refinance

 Loans up to 95% LVR

Freedom to Save

No branch network or expensive marketing campaign.

Automated online applications with experienced consultants minimise risk and these cost savings translate to better home loan rates for you.

Fixed rate from

5.99% p.a


3.33% p.a*

 Loans up to $5,000,000

 Fix 1, 2, 3, 4 or 5 years

 New purchases and refinance

Freedom to Time

Applications and enquiries can be made 24/7.

Full details can be access at your convenience and on our mobile application.

Construction rate from

3.29% p.a


3.37% p.a*

 Building a home, renovate or extend

 $0 annual fees

 Freedom Variable rate after construction

Freedom of Expression

We are passionate about our service.

Our loan consultants are based in Melbourne and you can experience the difference by contacting us today.

How much can you save with Freedom Lend?


  • "Freedom Lend provided expert knowledge and a great service. I will only recommend them to family, peers and friends. I would never have been able to get a better loan without Freedom Lend."

  • "Preparing for growth and putting the right pieces together are crucial to success and Freedom Lend has the necessary tools needed to achieve success in property finance."

  • "Freedom Lend has provided a great service! The loan application was quick and the staff were very quick in responding. I would definitely refer to friends and family for refinancing."

    JamieSouth Yarra
  • "Great rates and consultants were friendly. The online application was easy to following and communications were provided every step of the settlement which made it so easy for me to finally get into my home."

  • "Very quick and very cheap. What else more can you ask for!"

  • "I was so surprised as how competitive Freedom Lend rates are. Helen was able to get my loan approved and settled so quickly and with excellent service. Refinancing my investment portfolio took very little effort."