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# Freedom Lend

Passion Innovation Success

## Sitemaps

- [XML Sitemap](https://www.freedomlend.com.au/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [RBA Holds Interest Rates Steady as Inflation Eases: What It Means for Homeowners](https://www.freedomlend.com.au/2025/05/05/rba-holds-interest-rates-steady-as-inflation-eases-what-it-means-for-homeowners/) - RBA Holds Interest Rates Steady as Inflation Eases: What It Means for Homeowners 05/05/2025 RBA Holds Cash Rate Despite Signs of Relief On 2 April, the Reserve Bank of Australia (RBA) kept the cash rate steady at 4.35% for the third consecutive meeting. Although inflation is easing, RBA Governor Michele Bullock made it clear that
- [Interest Rate Cut Sparks Surge in Australian Property Prices](https://www.freedomlend.com.au/2025/04/08/interest-rate-cut-sparks-surge-in-australian-property-prices/) - Interest Rate Cut Sparks Surge in Australian Property Prices 08/04/2025 Interest Rate Cut Boosts Australian Property Prices In February 2025, Australian property prices saw a resurgence, with the national median home value increasing by 0.4%.This uptick followed two months of declines and coincided with a recent interest rate cut by the Reserve Bank of Australia
- [Recent Inflation Data Diminish Prospects for Immediate Second Rate Cut](https://www.freedomlend.com.au/2025/03/19/recent-inflation-data-diminish-prospects-for-immediate-second-rate-cut/) - Recent Inflation Data Diminish Prospects for Immediate Second Rate Cut 19/03/2025 Inflation Trends and RBA’s Recent Decision Australia’s annual Consumer Price Index (CPI) inflation decreased to 2.4% in the December 2024 quarter, down from 2.8% in the previous quarter. This decline was largely due to falling prices in electricity and automotive fuel, as well as
- [RBA Lowers Cash Rate to 4.10% Amid Easing Inflation](https://www.freedomlend.com.au/2025/02/18/rba-lowers-cash-rate-to-4-10-amid-easing-inflation/) - RBA Lowers Cash Rate to 4.10% Amid Easing Inflation 18/02/2025 RBA Reduces Cash Rate Amid Easing Inflation The Reserve Bank of Australia (RBA) has lowered the cash rate target to 4.10%, with the interest rate on Exchange Settlement balances adjusted to 4%. This decision reflects significant progress in reducing inflation, which peaked in 2022. In
- [Proposed 5% Interest Rate Cap to Aid Australian First Home Buyers](https://www.freedomlend.com.au/2025/02/18/proposed-5-interest-rate-cap-to-aid-australian-first-home-buyers/) - Proposed 5% Interest Rate Cap to Aid Australian First Home Buyers 18/02/2025 Interest Rate Cap Proposal to Support First-Time Home Buyers Australia’s leading property developers and investors have introduced a proposal aimed at assisting first-time home buyers. The initiative suggests capping interest rates at 5% and reducing deposit requirements to 5% for new homes or
- [FREEDOM LEND VARIABLE HOME LOANS](https://www.freedomlend.com.au/2015/09/17/freedom-lend-variable-home-loans-2/) - FREEDOMLEND VARIABLE HOME LOANS Thu 17 Sep 2015 With so many types of home loans on the market you have to look at them all. But today we want you to focus on variable home loans. If you’re looking for the best place to get your variable home loan visit Freedom Lend. Our variable home
- [Finally, It’s Time to Review Your Mortgage Interest Rate in Australia – Here’s How](https://www.freedomlend.com.au/2025/03/11/finally-its-time-to-review-your-mortgage-interest-rate-in-australia-heres-how/) - Finally, It’s Time to Review Your Mortgage Interest Rate in Australia – Here’s How 11/03/2025 Recognising the Value of an Interest Rate Check Regularly reviewing your mortgage interest rate can make a substantial difference to your budget. Many Australians only compare rates at the beginning of their loan, overlooking the fact that market conditions and
- [FREEDOM LEND FIXED HOME LOANS](https://www.freedomlend.com.au/2015/09/17/freedom-lend-fixed-home-loans-2/) - FREEDOMLEND FIXED HOME LOANS Thu 17 Sep 2015 If you’re looking for a fixed home loan just don’t go to anybody to get your fixed home loan. You need to check out the best. Freedom Lend is Australia’s number one source for fixed home loans. If you’re looking for security and a fixed interest rate
- [FREEDOMLEND CONSTRUCTION HOME LOANS](https://www.freedomlend.com.au/2015/10/17/freedomlend-construction-home-loans/) - FREEDOMLEND CONSTRUCTION HOME LOANS Sat 17 Oct 2015 So it’s that time of the year and you’re looking to buy a new home or land. Or you might even be thinking about having a knock down build started. Before you do anything that I just mentioned you definitely need to have a plan in place
- [NEGATIVE CASH FLOW: HOW TO MAKE MONEY WITH NEGATIVE-EARNING RENTAL PROPERTY](https://www.freedomlend.com.au/2015/11/17/negative-cash-flow-how-to-make-money-with-negative-earning-rental-property-2/) - NEGATIVE CASH FLOW- HOW TO MAKE MONEY WITH NEGATIVE-EARNING RENTAL PROPERTY Tue 17 Nov 2015 Question: When is negative cash flow a good thing? Answer: When it helps you meet your financial goals! But how does negative cash flow help you make more money? This article will explain how. Negative cash flow, also known as
- [MEDIAN HOUSE RENT SOARS TO NEW HIGH IN MELBOURNE](https://www.freedomlend.com.au/2015/11/24/median-house-rent-soars-to-new-high-in-melbourne/) - MEDIAN HOUSE RENT SOARS TO NEW HIGH IN MELBOURNE Tue 24 Nov 2015 Families face difficulties as the median weekly house rent in Melbourne skyrocketed to new all-time high starting at the end of 2015. For the first time, the cost has now reached $400, which is $10 higher than the December quarter, based on
- [WHAT YOU NEED TO KNOW ABOUT YOUR CREDIT REPORT](https://www.freedomlend.com.au/2015/12/19/what-you-need-to-know-about-your-credit-report-2/) - WHAT YOU NEED TO KNOW ABOUT YOUR CREDIT REPORT Sat 19 Dec 2015 In Australia, most credit reporting agencies use a “comprehensive credit reporting” system. The system lists both positive and negative information about your credit history. For example, positive entries may include loans, personal finance, business funding, credit cards, and hire purchases as well
- [HOW TO GET A HOME LOAN WITHOUT MAKING A DEPOSIT](https://www.freedomlend.com.au/2016/01/09/how-to-get-a-home-loan-without-making-a-deposit-2/) - HOW TO GET A HOME LOAN WITHOUT MAKING A DEPOSIT Sat 09 Jan 2016 The prevailing idea is that to get a home loan, you got to be ready to pay a hefty deposit. In truth, you can actually borrow 95% of the property’s purchase price – and in certain situations, even up to 100%.
- [DOES MY PROPERTY QUALITY FOR TAX DEPRECIATION 2016](https://www.freedomlend.com.au/2016/01/26/does-my-property-quality-for-tax-depreciation-2016/) - DOES MY PROPERTY QUALITY FOR TAX DEPRECIATION 2016 Tue 26 Jan 2016 Can I Deduct Depreciation on my Investment Property? Tax depreciation helps property investors save significantly on taxes. However, not all property investors take full advantage of the tax savings available to them. To help you make a wise decision, here are some important
- [HOW YOUR CREDIT CARD CAN AFFECT YOUR HOME LOAN APPLICATION](https://www.freedomlend.com.au/2016/01/30/how-your-credit-card-can-affect-your-home-loan-application/) - How your Credit Card can affect your Home Loan Application Sat 30 Jan 2016 Your credit card will affect your loan application. Unfortunately, most borrowers assume it will not affect their borrowing capacity because they pay off their credit card debt every month. This article will explain how your credit card will lower your borrowing
- [WHAT YOU'RE REALLY PAYING FOR WHEN BUYING A PROPERTY](https://www.freedomlend.com.au/2016/02/05/what-youre-really-paying-for-when-buying-a-property-2/) - WHAT YOU’RE REALLY PAYING FOR WHEN BUYING A PROPERTY Fri 05 Feb 2016 When you want to buy a property, you have two approaches to choose from: (1) You can set a budget for the initial deposit and start saving up towards that, or (2) you can find out how much you’ll need to buy
- [5 PRO TIPS TO PAY OFF YOUR HOME LOAN](https://www.freedomlend.com.au/2016/02/12/5-pro-tips-to-pay-off-your-home-loan-2/) - 5 PRO TIPS TO PAY OFF YOUR HOME LOAN Fri 12 Feb 2016 Tip #1: Pick the right loan for your needs. Do you want the option to repay the whole loan earlier than expected? If so, then a variable-rate loan may be the better choice, as they tend to be more flexible than fixed-rate
- [HOW TO CHANGE HOME LOAN BANKS IN 3 SIMPLE STEPS](https://www.freedomlend.com.au/2016/02/20/how-to-change-home-loan-banks-in-3-simple-steps/) - HOW TO CHANGE HOME LOAN BANKS IN 3 SIMPLE STEPS Sat 20 Feb 2016 You might think switching banks is too difficult, but it does not have to be that way. In this article, find out how to change your bank and take advantage of the best possible home loan by following these three easy
- [HOW TO REFINANCE YOUR HOME LOAN | FOLLOW THESE STEPS:](https://www.freedomlend.com.au/2016/02/26/how-to-refinance-your-home-loan-follow-these-steps/) - HOW TO REFINANCE YOUR HOME LOAN | FOLLOW THESE STEPS: Fri 26 Feb 2016 Refinancing a mortgage could be a great option for you if you plan to change jobs, borrow money for home improvement, or want a lower interest rate. Here are steps you can follow when switching to a new lender. 1. Know
- [WHAT IS CAPITAL GAINS TAX, AND WHERE DOES IT APPLY?](https://www.freedomlend.com.au/2016/03/16/what-is-capital-gains-tax-and-where-does-it-apply-2/) - WHAT IS CAPITAL GAINS TAX, AND WHERE DOES IT APPLY? Wed 16 Mar 2016 Capital Gains Tax is basically the tax you pay when you make a capital gain, or when you sell an asset after its value increases over time. If you’re just getting into the property industry and have been hearing the acronym
- [WHAT TO EXPECT AFTER YOUR LOAN REQUEST IS APPROVED](https://www.freedomlend.com.au/2016/05/12/what-to-expect-after-your-loan-request-is-approved-2/) - WHAT TO EXPECT AFTER YOUR LOAN REQUEST IS APPROVED Thu 12 May 2016 After your home loan is advanced, your first repayment will be due exactly one month after. If you worked with Freedom Lend and they opened an offset account for you, the repayments will be drawn from this account unless you say otherwise.
- [THE DISADVANTAGES OF INVESTING IN CASH](https://www.freedomlend.com.au/2016/05/17/the-disadvantages-of-investing-in-cash-2/) - THE DISADVANTAGES OF INVESTING IN CASH Tue 17 May 2016 Low interest rates are generally good for mortgage holders – it means people are more likely to pay on time and take out more loans. But if you’ve made cash investments, such as in term deposits and savings accounts, low interest rates actually work to
- [HOW DOES NEGATIVE GEARING WORK](https://www.freedomlend.com.au/2016/06/04/how-does-negative-gearing-work-2/) - HOW DOES NEGATIVE GEARING WORK Sat 04 Jun 2016 “Gearing,” by definition, simply means to borrow money to buy an asset. For instance, when you take out a loan to buy a property, that’s gearing. Basically, there are three types of gearing: Negative gearing, where the interest you’re paying on the loan you took out
- [WILL POSITIVE CASH FLOW WORK FOR YOU?](https://www.freedomlend.com.au/2016/07/23/will-positive-cash-flow-work-for-you-2/) - WILL POSITIVE CASH FLOW WORK FOR YOU? Sat 23 Jul 2016 Most investors would think generating positive cash flow is the only way to go, but it actually has certain disadvantages worth considering. And, believe it or not, there are many positive cash flow properties that end up losing money. This article explains the dynamics
- [DEBT CONSOLIDATION](https://www.freedomlend.com.au/2016/08/09/debt-consolidation-2/) - DEBT CONSOLIDATION Tue 09 Aug 2016 If you have debt, that can be a good thing sometimes. But as you know things can get out of hand. But how about if you had an option to pay off your debt sooner and consolidate into one monthly payment? Here at Freedom Lend we have the best
- [5 IMPORTANT FEATURES TO LOOK FOR IN A VARIABLE HOME LOAN:](https://www.freedomlend.com.au/2016/09/20/5-important-features-to-look-for-in-a-variable-home-loan/) - 5 IMPORTANT FEATURES TO LOOK FOR IN A VARIABLE HOME LOAN: Tue 20 Sep 2016 Are you currently on the market for a variable home loan? If yes, choose the appropriate variable loan for your unique needs by taking note of the following features. 1. Repayment Flexibility Combined with a Redraw Facility Most variable rate
- [FREEDOMLEND NAMED MOZO'S ONLINE HOME LENDER OF THE YEAR](https://www.freedomlend.com.au/2018/04/12/freedomlend-named-mozos-online-home-lender-of-the-year/) - FREEDOMLEND NAMED MOZO’S ONLINE HOME LENDER OF THE YEAR Thu 12 Apr 2018 Great news! We’ve won a swag of Mozo Experts Choice Awards and taken out the coveted title of Online Home Lender of the Year for 2018. The money experts over at financial comparison site, mozo.com.au, trawled through a whopping 525 home loans from 88
- [2018 GUIDE TO REFINANCING](https://www.freedomlend.com.au/2018/08/15/2018-guide-to-refinancing-2/) - 2018 Guide to Refinancing Wed 15 Aug 2018 Re-evaluating your finances should be an ongoing practice in your life. You might forget to check your finances from time to time, but you need to know that there are many benefits to it. By checking whether your financial situation is in a good state or not,
- [HOW THE BANKS DETERMINE YOUR BORROWING CAPACITY](https://www.freedomlend.com.au/2019/01/04/how-the-banks-determine-your-borrowing-capacity/) - How the Banks determine your Borrowing Capacity Fri 04 Jan 2019 “I’ll go down to the lender’s office, sign the papers and get my money” – this is the kind of mentality of more than half of the people who want to get loans. We, on the other hand, know that it’s not so simple.
- [MINIMISE YOUR MORTGAGE REPAYMENTS](https://www.freedomlend.com.au/2019/01/11/minimise-your-mortgage-repayments-2/) - Minimise Your Mortgage Repayments Fri 11 Jan 2019 Getting a mortgage is at once a curse and a blessing; this doesn’t apply unanimously in all cases, however. The inside scoop is that a family needs to cover other financial needs, as well, not only the repayments on the mortgages: schooling for children, monthly expenditures, car
- [TOP TIPS FOR FINANCING YOUR NEW PROPERTY](https://www.freedomlend.com.au/2020/01/10/top-tips-for-financing-your-new-property-3/) - TOP TIPS FOR FINANCING YOUR NEW PROPERTY Fri 10 Jan 2020 When purchasing a property, you need to take into consideration that big decisions are to be taken and they require commitment on the long run. In order to prevent any unwanted surprises down the road, you will have to inform yourself thoroughly. So, here
- [TIPS ON FINDING AND BUILDING YOUR DREAM HOME](https://www.freedomlend.com.au/2021/11/29/tips-on-finding-and-building-your-dream-home/) - Tips on Finding and Building Your Dream Home Mon 29 Nov 2021 Although it is not a universal rule, building a home can be cheaper than buying one. It also gives you the freedom to get a house exactly as you want it to be. When you buy one, you will probably need to renovate it so
- [HOW TO MINIMISE HOME LOAN REJECTION](https://www.freedomlend.com.au/2021/12/01/how-to-minimise-home-loan-rejection-2/) - HOW TO MINIMISE HOME LOAN REJECTION Wed 01 Dec 2021 Applying for a home loan doesn’t necessarily mean that the applicant will actually get it. To put it like this, an aspiring homeowner ought to “jump through hoops” to get the much-needed financing for a new house. Now, there are plenty of reasons why a
- [Refinancing a Home Loan – The Steps to Take](https://www.freedomlend.com.au/2022/10/10/refinancing-a-home-loan-the-steps-to-take/) - Refinancing a Home Loan – The Steps to Take 10/10/2022 Home loan refinancing is an option that many people take into account. When the payments for the existing loan are too much to handle, especially due to high interest rates, home loan refinancing can save the day. It allows you to take out a new
- [8 Tips to Help You Increase Your Chances of Getting Approved for a Loan](https://www.freedomlend.com.au/2022/10/10/8-tips-to-help-you-increase-your-chances-of-getting-approved-for-a-loan/) - 8 Tips to Help You Increase Your Chances of Getting Approved for a Loan 10/10/2022 When you don’t have enough money to buy a new home, your first thought will be to apply for a home loan. But as useful as these financing options are, you are not guaranteed to be approved for one –
- [SMSF Loans – How Can They Help You Purchase Property](https://www.freedomlend.com.au/2022/10/10/smsf-loans-how-can-they-help-you-purchase-property/) - SMSF Loans – How Can They Help You Purchase Property 10/10/2022 SMSF loans are useful for many Australians. They serve as a great way to save for retirement. But they work differently from your typical retirement plans, as you must buy property to boost your retirement savings. But how can self-managed super funds be used
- [6 Tips on How to Pay off a Mortgage Faster](https://www.freedomlend.com.au/2022/10/10/6-tips-on-how-to-pay-off-a-mortgage-faster/) - 6 Tips on How to Pay off a Mortgage Faster 10/10/2022 Are you tired of making mortgage payments? You’re not alone. Many Australians have to allocate part of their monthly income to mortgage payments, and although they knew what they were getting into, they are all waiting for the day it’ll all be over. Many
- [Home Loans in 2022 – How to Choose the Right Home Loan](https://www.freedomlend.com.au/2022/10/10/home-loans-in-2022-how-to-choose-the-right-home-loan/) - Home Loans in 2022 – How to Choose the Right Home Loan 28/09/2022 Shopping for a home loan can be extremely challenging. Besides going through the process of looking for the best house, you should also shop around for the best home loan. After all, you cannot go with the first option you find. A
- [Top Mistakes to Avoid When Buying a Home](https://www.freedomlend.com.au/2022/10/10/top-mistakes-to-avoid-when-buying-a-home/) - Top Mistakes to Avoid When Buying a Home 28/09/2022 Every Australian will eventually be faced with the decision of buying their first home. It’s an important decision that requires a lot of research and preparation. How fast you get to move into your forever home is influenced by your house options, budget, preferences, and requirements.
- [Everything You Should Know About Home Equity Loans](https://www.freedomlend.com.au/2022/10/10/everything-you-should-know-about-home-equity-loans/) - Everything You Should Know About Home Equity Loans 10/10/2022 Being a homeowner gives you a huge benefit: whenever you make payments towards your mortgage, you build equity in the property. After a while, you can take advantage of this equity and get what is known as a home equity loan. This is a financing type
- [Interest Rates Reached an All-Time High in Australia](https://www.freedomlend.com.au/2022/10/10/interest-rates-reached-an-all-time-high-in-australia/) - Interest Rates Reached an All-Time High in Australia 19/09/2022 People who own houses in Australia have been fuming at the several interest rate increases that occurred recently. After being burdened by four different rises in interest, homeowners now have to handle a fifth one, which will make some pay an additional $1,000 monthly. Australian homeowners
- [Australian House Prices Are Experiencing the Fastest Falling Rate in Over 40 Years](https://www.freedomlend.com.au/2022/10/10/australian-house-prices-are-experiencing-the-fastest-falling-rate-in-over-40-years/) - Australian House Prices Are Experiencing the Fastest Falling Rate in Over 40 Years 19/09/2022 Housing values are currently falling at a rate that they haven’t in over 40 years. This is now occurring in all Australian capital cities except for Darwin. Such fast falling rates have not been seen since the 1980s. Although a sudden
- [The ASX Soars to a New 100-Day High Amidst Favourable Inflation Statistics](https://www.freedomlend.com.au/2023/07/27/the-asx-soars-to-a-new-100-day-high-amidst-favourable-inflation-statistics/) - The ASX Soars to a New 100-Day High Amidst Favourable Inflation Statistics 27/07/2023 The Australian financial market has recently witnessed an impressive surge, setting a new 100-day high. As the leading financial index of the Australian share market, the S&P/ASX200 closed up by 0.85%, reaching an impressive 7402.00 points. This boost comes after the Australian
- [NAB's Consecutive Fixed-Rate Home Loan Hikes: What Does It Mean for Borrowers?](https://www.freedomlend.com.au/2023/07/28/nabs-consecutive-fixed-rate-home-loan-hikes-what-does-it-mean-for-borrowers/) - NAB’s Consecutive Fixed-Rate Home Loan Hikes: What Does It Mean for Borrowers? 27/07/2023 The National Australia Bank (NAB), one of the ‘Big Four’ banks in Australia, recently raised fixed-rate interest for owner-occupiers and investors by up to 0.20 percentage points for the second week running. This culminates in some rates climbing by a substantial 0.50
- [NAB's Consecutive Fixed-Rate Home Loan Hikes: What Does It Mean for Borrowers?](https://www.freedomlend.com.au/2023/07/31/nabs-consecutive-fixed-rate-home-loan-hikes-what-does-it-mean-for-borrowers-2/) - Supercharge Your Finances: Tips to Help You Get Larger Loan Power 27/07/2023 Do you want to purchase a new home or undertake a major investment but your loan power is limiting you? You’re not alone. A lot of people want to take out larger loans but face challenges due to various reasons including low income,
- [The Looming Mortgage Crisis: An Insight into Australia's Financial Future](https://www.freedomlend.com.au/2023/08/21/the-looming-mortgage-crisis-an-insight-into-australias-financial-future/) - Supercharge Your Finances: Tips to Help You Get Larger Loan Power 27/07/2023 Australia’s financial landscape is on the precipice of a significant transformation. Mark Bouris, a prominent figure in the finance world, recently shed light on a looming mortgage crisis that could compel numerous families to part with their homes. Here’s a deeper dive into
- [RBA December Meeting Inflation Concerns and Economic Trends Influence Monetary Policy](https://www.freedomlend.com.au/2025/01/07/rba-december-meeting-inflation-concerns-and-economic-trends-influence-monetary-policy/) - RBA December Meeting: Inflation Concerns and Economic Trends Influence Monetary Policy 07/01/2025 Cash Rate Held Steady Amid Inflation Concerns The Reserve Bank of Australia (RBA) kept the cash rate steady at 4.35%, noting a decline in inflation from its peak in 2022. However, underlying inflation remains above the 2 – 3% target range, requiring careful
- [RBA Board Reforms: A Step Toward Interest Rate Transparency or a Political Minefield?](https://www.freedomlend.com.au/2025/01/08/rba-board-reforms-a-step-toward-interest-rate-transparency-or-a-political-minefield/) - RBA Board Reforms: A Step Toward Interest Rate Transparency or a Political Minefield? 07/01/2025 RBA Board Reforms: A Balancing Act Between Transparency and Politics The Reserve Bank of Australia (RBA) is undergoing significant reforms to its board structure, aiming to modernise decision-making processes and address criticisms of a lack of transparency in interest rate policies.
- [Sydney’s Most Affordable Suburbs for Under $100K Salaries in 2025](https://www.freedomlend.com.au/2025/01/08/sydneys-most-affordable-suburbs-for-under-100k-salaries-in-2025/) - Sydney’s Most Affordable Suburbs for Under $100K Salaries in 2025 07/01/2025 Affordable Sydney Suburbs for Salaries Under $100K With Sydney’s property market remaining one of the most expensive in the world, affordability is a major concern for those earning under $100,000 annually. However, a few suburbs still offer opportunities for homeownership without breaking the bank.
- [Major Australian Bank Predicts Imminent Interest Rate Cut](https://www.freedomlend.com.au/2025/01/13/major-australian-bank-predicts-imminent-interest-rate-cut/) - Major Australian Bank Predicts Imminent Interest Rate Cut 13/01/2025 ANZ Predicts Imminent Interest Rate Cut Amid Economic Shifts ANZ Bank has made a surprising forecast, suggesting that the Reserve Bank of Australia (RBA) could reduce interest rates as early as February 2025. This marks a significant shift in market expectations, with the bank citing recent
- [Understanding the RBA Cash Rate Its Impact on Australian Home Loans](https://www.freedomlend.com.au/2025/02/10/understanding-the-rba-cash-rate-its-impact-on-australian-home-loans/) - Major Australian Bank Predicts Imminent Interest Rate Cut 10/02/2025 The Reserve Bank of Australia (RBA) has maintained the cash rate at 4.35% since December 2024, marking the highest level in over a decade. The cash rate, defined by the RBA as the “overnight money market interest rate,” represents the interest banks pay to borrow funds

## Pages

- [Home Page](https://www.freedomlend.com.au/) - HOME LOANS MADE EASY Check out our low rates and take advantage of our award winning products. VARIABLE FROM 5.89% p.a6.28% comparison Our lowest interest rate when on Variable Up to 95% LVR Up to 30 years Up to $5,000,000 Additional repayments Redraw Offset Internet banking APPLY & SAVE ALL VARIABLE FIXED FROM 6.69% p.a6.33%
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- [Contact Us](https://www.freedomlend.com.au/contact-us/) - LET’S TALK 1300 665 595 9AM – 10PM, Monday to Sunday. AEST Request a call X/Twitter This field is for validation purposes and should be left unchanged. Your name* Email* Phone* What is your enquiry about?* What is your enquiry about?Product informationMy online applicationSomething else How did you hear about us?* How did you hear
- [Contact Us - Let's Meet](https://www.freedomlend.com.au/lets-meet/) - LET’S MEET 1609/530 Little Collins St Melbourne VIC 3000 Instagram This field is for validation purposes and should be left unchanged. Your name* Email* Phone* Date* DD slash MM slash YYYY Time* : Hours Minutes AMPM AM/PM What is your enquiry about?* What is your enquiry about?Product InformationMy online applicationSomething else How did you hear
- [Contact Us - Let's Zoom](https://www.freedomlend.com.au/lets-zoom/) - LET’S ZOOM URL This field is for validation purposes and should be left unchanged. Your name* Email* Phone* Zoom ID* Date* DD slash MM slash YYYY Time* : Hours Minutes AMPM AM/PM What is your enquiry about?* What is your enquiry about?Product informationMy online applicationSomething else How did you hear about us?* How did you
- [Contact Us - Let's Talk](https://www.freedomlend.com.au/lets-talk/) - LET’S TALK 1300 665 595 9AM – 10PM, Monday to Sunday. AEST Request a call X/Twitter This field is for validation purposes and should be left unchanged. Your name* Email* Phone* What is your enquiry about?* What is your enquiry about?Product informationMy online applicationSomething else How did you hear about us?* How did you hear
- [Target Market Determinations](https://www.freedomlend.com.au/target-market-determinations/) - What’s a Target Market Determination? A Target Market Determination (TMD) is a document which describes the type of customers who a product is appropriate for. From 5 October 2021, Design and Distribution Obligations (DDO) came into force. These reforms require us to design financial products to distribute our products in a more targeted manner and
- [SMSF - Fact Sheet - O](https://www.freedomlend.com.au/smsf-fact-sheet-o/) - FREEDOM SMSF FACT SHEET Our SMSF Variable home loan is aimed at those looking for greater flexibility with their loan. The Variable account comes with a 100% offset account which allows for additional lump sum payments and higher loan repayments. This loan is perfect for those looking for greater flexibility with their SMSF. PRODUCT OVERVIEW
- [Fixed - Fact Sheet Owner Occupied - O](https://www.freedomlend.com.au/fixed-oo-fact-sheet-o/) - FREEDOM FIXED – OWNER OCCUPIED FACT SHEET The Fixed Owner Occupied home loan is aimed at those looking for lock in their loan for greater budgeting and predictability. The Fixed account loan comes with options to make additional repayments of up to $20,000 per year. This loan is perfect for those that do not want
- [Construction - Fact Sheet - O](https://www.freedomlend.com.au/construction-fact-sheet-o/) - FREEDOM CONSTRUCTION FACT SHEET A construction loan can be used to build a home, renovate, extend or demolish and rebuild a property and generally involves progress payments as construction work is done. This page provides you with information about loans for construction purposes from Freedom Lend. PRODUCT OVERVIEW Maximum Loan Amount Single Security: $3,500,000 Minimum
- [Variable - Fact Sheet Owner Occupied - O](https://www.freedomlend.com.au/variable-oo-fact-sheet-o/) - FREEDOM VARIABLE – OWNER OCCUPIED FACT SHEET The Variable home loan is aimed at those looking for greater flexibility with their loan. The Variable account comes with a 100% offset account which allows for additional lump sum payments and higher loan repayments. This loan is perfect for those looking for greater flexibility within their lives.
- [Compare Our Home Loans](https://www.freedomlend.com.au/compare-our-home-loans/) - COMPARE HOME LOANS Achieve your best by knowing all that is to know about Freedom loans. Our range of low variable and fixed interest rates can help you make the right decision when looking for the most suitable product. FREEDOM VARIABLE FREEDOM FIXED FREEDOM CONSTRUCTION Full Description Full Description Full Description Apply Now Apply Now
- [Target Market Determination (TMD) - Fixed - O - 202509](https://www.freedomlend.com.au/tmd-fixed-202509/) - Target Market Determination – Fixed Overview Product Product Description Target Market Eligibility Criteria Financial Situation Distribution Conditions Review Triggers Distributor Reporting Archive Overview This Target Market Determination (TMD) which is required by law is to make sure that our customers objectives and needs are considered when designing and distributing our credit products. This TMD describes
- [Target Market Determination (TMD) - Variable - O - 202509](https://www.freedomlend.com.au/tmd-variable-202509/) - Target Market Determination – Variable Overview Product Product Description Target Market Eligibility Criteria Financial Situation Distribution Conditions Review Triggers Distributor Reporting Archive Overview This Target Market Determination (TMD) which is required by law is to make sure that our customers objectives and needs are considered when designing and distributing our credit products. This TMD describes
- [Target Market Determination (TMD) - SMSF Fixed - O - 202512](https://www.freedomlend.com.au/tmd-smsf-fixed-202512/) - Target Market Determination – SMSF Overview Product Product Description Target Market Eligibility Criteria Financial Situation Distribution Conditions Review Triggers Distributor Reporting Archive Overview This Target Market Determination (TMD) which is required by law is to make sure that our customers objectives and needs are considered when designing and distributing our credit products. This TMD describes
- [Target Market Determination (TMD) - SMSF Variable - O - 202512](https://www.freedomlend.com.au/tmd-smsf-202512/) - Target Market Determination – SMSF Overview Product Product Description Target Market Eligibility Criteria Financial Situation Distribution Conditions Review Triggers Distributor Reporting Archive Overview This Target Market Determination (TMD) which is required by law is to make sure that our customers objectives and needs are considered when designing and distributing our credit products. This TMD describes
- [Variable - Fact Sheet Investments - O](https://www.freedomlend.com.au/variable-inv-fact-sheet-o/) - FREEDOM VARIABLE – INVESTMENTS FACT SHEET The Variable home loan is aimed at those looking for greater flexibility with their loan. The Variable account comes with a 100% offset account which allows for additional lump sum payments and higher loan repayments. This loan is perfect for those looking for greater flexibility within their lives. PRODUCT
- [Fixed - Fact Sheet Investment - O](https://www.freedomlend.com.au/fixed-inv-fact-sheet-o/) - FREEDOM FIXED – INVESTMENTS FACT SHEET The Fixed Owner Occupied home loan is aimed at those looking for lock in their loan for greater budgeting and predictability. The Fixed account loan comes with options to make additional repayments of up to $20,000 per year. This loan is perfect for those that do not want to
- [Terms and Conditions - Visa Debit Card - 202509](https://www.freedomlend.com.au/terms-and-conditions-visa-debit-card-202509/) - Terms and Conditions – Visa Debit Card Issuer Details Archive Issuer Issuer As Issued by Columbus Capital Pty Ltd (trading as Origin Mortgage Management Services (OMMS)) and Indue Ltd Effective Date Valid from 24 September 2025 Details 1. BEFORE YOU USE YOUR VISA CARD 1.1. Please read these Conditions of Use. They apply to: (a)
- [Target Market Determination (TMD) - Visa Debit Card - 202510](https://www.freedomlend.com.au/tmd-visa-debit-card-202510/) - Target Market Determination – Visa Debit Card Product Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Archive Product Product The Visa debit card (Visa Debit Card) attached to your ColCap loan product is a financial product for the purposes of the design and distribution obligations set out in Part 7.8A of the Corporations Act
- [Calculator - Mortgage Switching](https://www.freedomlend.com.au/calculator-mortgage-switching/) - MORTGAGE SWITCHING CALCULATOR » Figure out if you will save by switching to another mortgage » Be aware of the benefits of making higher repayments vs minimum repayments CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD FROM 6.29%
- [Privacy Policy](https://www.freedomlend.com.au/privacy/) - PRIVACY DISCLOSURE STATEMENT Overview Your Information - Collection and Disclosure How do we protect your information Credit Providers You agree we may Your rights Extended Effectiveness for Commercial Credit Your consent to collect and disclose Overview In handling your personal information, FreedomLend Pty Ltd ACN 604 868 957 and its individual representatives are committed to
- [Requested Documents](https://www.freedomlend.com.au/requested-documents/) - REQUESTED DOCUMENTS To make your application quick and easy, we recommend your prepare the below documents prior to submitting loan enquiry or meeting with one of our Freedom Lend consultants. Please provide the following documentation: PROOF OF IDENTITY Ensure you have the appropriate identification documents. Identification documents must contain matching personal information, be a copy of
- [Complaints Policy](https://www.freedomlend.com.au/complaints-policy/) - DISPUTE RESOLUTION & COMPLAINTS Have a dispute or complaint? Still not satisfied? Have a dispute or complaint? We are committed to providing clients with the best possible service. If at any time we have not met our obligations – or you have a complaint about any of our services – please inform us so we
- [Target Market Determination (TMD) - SMSF - O - 202401](https://www.freedomlend.com.au/tmd-smsf-202401/) - Target Market Determination – SMSF Product Product Description and Key Attributes Target Market Eligibility Criteria for the Product Financial Situation Distribution Conditions & Approved Channels Review Triggers Distributor Reporting Requirements Archive Product Product SMSF Variable Investment Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303
- [Target Market Determination (TMD) - Fixed - O - 202401](https://www.freedomlend.com.au/tmd-fixed-202401/) - Target Market Determination – Fixed Product Product Description and Key Attributes Target Market Eligibility Criteria for the Product Financial Situation Distribution Conditions & Approved Channels Review Triggers Distributor Reporting Requirements Archive Product Product Prime – Fixed Product with an optional Visa Debit Card (for Australian residents only) Product Manager Columbus Capital Pty Ltd ACN 119
- [Target Market Determination (TMD) - Variable - O - 202401](https://www.freedomlend.com.au/tmd-variable-202401/) - Target Market Determination – Variable Product Product Description and Key Attributes Target Market Eligibility Criteria for the Product Financial Situation Distribution Conditions & Approved Channels Review Triggers Distributor Reporting Requirements Archive Product Product Prime – Variable Product with an optional Visa Debit Card (for Australian residents only) Product Manager Columbus Capital Pty Ltd ACN 119
- [Terms and Conditions - Visa Debit Card - 202211](https://www.freedomlend.com.au/terms-and-conditions-visa-debit-card-202211/) - Terms and Conditions – Visa Debit Card Issuer Details Archive Issuer Issuer As Issued by Columbus Capital Pty Ltd (trading as Origin Mortgage Management Services (OMMS)) and Indue Ltd Effective Date Valid from 9 November 2022 Details 1. BEFORE YOU USE YOUR VISA CARD 1.1. Please read these Conditions of Use. They apply to: (a)
- [Terms and Conditions - Visa Debit Card - 202108](https://www.freedomlend.com.au/terms-and-conditions-visa-debit-card-202108/) - Terms and Conditions – Visa Debit Card Issuer Details Issuer Issuer As Issued by Columbus Capital Pty Ltd (trading as Origin Mortgage Management Services (OMMS)) and Indue Ltd Effective Date Valid from 31 August 2021 Details 1. BEFORE YOU USE YOUR VISA CARD 1.1. Please read these Conditions of Use. They apply to: (a) all
- [Target Market Determination (TMD) - Visa Debit Card - 202212](https://www.freedomlend.com.au/tmd-visa-debit-card-202212/) - Target Market Determination – Visa Debit Card Product Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Archive Product Product Variable with Visa Debit Card Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer This product will be issued by a Lender* which will
- [Fixed Home Loans](https://www.freedomlend.com.au/fixed-home-loan/) - Our Home Loan Products My loan purpose Home Loan Construction SMSF My loan is for Owner Occupied Investment I'll be paying Principal & Interest Interest Only SMSF Loan type Residential Commercial Offest Account Yes No Loan type Variable Fixed Fixed term 1 year2 years3 years4 years5 years I'd like to borrow My property value Your
- [Construction Home Loans](https://www.freedomlend.com.au/construction-home-loan/) - Our Home Loan Products My loan purpose Home Loan Construction SMSF My loan is for Owner Occupied Investment I'll be paying Principal & Interest Interest Only SMSF Loan type Residential Commercial Offest Account Yes No Loan type Variable Fixed Fixed term 1 year2 years3 years4 years5 years I'd like to borrow My property value Your
- [SMSF Home Loans](https://www.freedomlend.com.au/smsf-home-loan/) - Our Home Loan Products My loan purpose Home Loan Construction SMSF My loan is for Owner Occupied Investment I'll be paying Principal & Interest Interest Only SMSF Loan type Residential Commercial Offest Account Yes No Loan type Variable Fixed Fixed term 1 year2 years3 years4 years5 years I'd like to borrow My property value Your
- [Variable Home Loans](https://www.freedomlend.com.au/variable-home-loan/) - Our Home Loan Products My loan purpose Home Loan Construction SMSF My loan is for Owner Occupied Investment I'll be paying Principal & Interest Interest Only SMSF Loan type Residential Commercial Offest Account Yes No Loan type Variable Fixed Fixed term 1 year2 years3 years4 years5 years I'd like to borrow My property value Your
- [Fixed Home Loan - old](https://www.freedomlend.com.au/fixed-home-loan-old/) - FREEDOM LEND FIXED LOAN Owner Occupied P&I Owner Occupied Interest Only Investments P&I Investments Interest Only Owner Occupied P&I [etabs slug=”9850″] Owner Occupied Interest Only [etabs slug=”9850-2″] Investments P&I [etabs slug=”9850-3″] Investments Interest Only [etabs slug=”9850-2-2″] Talk to a home loan specialist Monday to Sunday 9am – 10pm (Melbourne time) 1300 665 595 Request A Call
- [SMSF Home Loan - old](https://www.freedomlend.com.au/smsf-home-loan-old/) - FREEDOM LEND SMSF LOAN SMSF Offset SMSF Commercial Offset SMSF Offset [etabs slug=”9850-5-2″] SMSF Commercial Offset [etabs slug=”9850-5-4″] Talk to a home loan specialist Monday to Sunday 9am – 10pm (Melbourne time) 1300 665 595 Request A Call Review your scenario Check if you qualify Talk to us about any scenarios you might have. Quick Qualifier
- [Construction Home Loan - old](https://www.freedomlend.com.au/construction-home-loan-old/) - FREEDOM LEND CONSTRUCTION OWNER OCCUPIED [etabs slug=”9850-4-3″] FREEDOM LEND CONSTRUCTION INVESTMENTS [etabs slug=”9850-4-4″] Talk to a home loan specialist Monday to Sunday 9am – 10pm (Melbourne time) 1300 665 595 Request A Call Review your scenario Check if you qualify Talk to us about any scenarios you might have. Quick Qualifier Purchasing or refinancing? Apply now
- [Variable Home Loan - old](https://www.freedomlend.com.au/variable-home-loan-old/) - FREEDOM LEND VARIABLE OWNER OCCUPIED [etabs slug=”9850-4″] FREEDOM LEND VARIABLE INVESTMENTS [etabs slug=”9850-4-2″] Talk to a home loan specialist Monday to Sunday 9am – 10pm (Melbourne time) 1300 665 595 Request A Call Review your scenario Check if you qualify Talk to us about any scenarios you might have. Quick Qualifier Purchasing or refinancing? Apply now
- [1 - Purchase, Construction, SMSF Loan Calculator Testing](https://www.freedomlend.com.au/a-loan-calculator-testing/) - Our Home Loan Products My loan purpose Home Loan Construction SMSF My loan is for Owner Occupied Investment I'll be paying Principal & Interest Interest Only SMSF Loan type Residential Commercial Offest Account Yes No Loan type Variable Fixed Fixed term 1 year2 years3 years4 years5 years I'd like to borrow My property value Your
- [1 - Refinance Loan Calculator Testing](https://www.freedomlend.com.au/1-refinance-loan-calculator-testing/) - Your Refinance Savings Step 1 Your current loan details Estimated Market value Outstanding loan amount Loan time remaining years Current interest rate % p.a. Step 2 Setup your new home loan My Property is Owner Occupied Investment I'll be paying Principal & Interest Interest only Loan type Variable Fixed Fixed term 1 year2 years3 years4
- [Target Market Determination (TMD) - SMSF Fixed - O - 202212](https://www.freedomlend.com.au/tmd-smsf-fixed-202212/) - Target Market Determination – SMSF Product Product description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Archive Product Product SMSF – Fixed Investment Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer This product will be issued by a Lender* which will be
- [Target Market Determination (TMD) - SMSF Variable - O - 202212](https://www.freedomlend.com.au/tmd-smsf-variable-202212/) - Target Market Determination – SMSF Product Product description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Archive Product Product SMSF – Variable Investment Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer This product will be issued by a Lender* which will be
- [Fixed - Fact Sheet Owner Occupied - M](https://www.freedomlend.com.au/fixed-oo-fact-sheet-m/) - FREEDOM VARIABLE – OWNER OCCUPIED FACT SHEET The Fixed Owner Occupied home loan is aimed at those looking to lock in their greater budgeting and predictability. The Fixed account loan comes with options to make additional repayments of up to $10,000 per year. This loan is perfect for those that do not want to worry
- [Variable - Fact Sheet Owner Occupied - M](https://www.freedomlend.com.au/variable-oo-fact-sheet-m/) - FREEDOM VARIABLE – OWNER OCCUPIED FACT SHEET The Variable home loan is aimed at those looking for greater flexibility with their loan. The Variable account comes with a 100% offset account which allows for additional lump sum payments and higher loan repayments. This loan is perfect for those looking for greater flexibility within their lives.
- [About Us](https://www.freedomlend.com.au/about-us/) - YOUR FINANCIAL FREEDOM We bring freedom to your home loan by providing you online convenience, competitive products and guaranteed customer satisfaction. When you’re with Freedom Lend, we’ll help you achieve real success through digital innovation. Less time working on your home loan means more time for you. OUR STORY Freedom Lend is a non-bank lender.
- [News](https://www.freedomlend.com.au/news/) - HOME LOAN NEWS RBA Holds Interest Rates Steady as Inflation Eases: What It Means for Homeowners Gallery RBA Holds Interest Rates Steady as Inflation Eases: What It Means for Homeowners RBA Holds Interest Rates Steady as Inflation Eases: What It Means for Homeowners Your Content Goes Here RBA Holds Cash Rate [...] Interest Rate Cut
- [Calculators](https://www.freedomlend.com.au/calculators/) - HOME LOAN CALCULATORS Mortgage Switching Calculator » Figure out if you will save by switching to another mortgage » Be aware of the benefits of making higher repayments vs minimum repayments Loan Repayment Calculator » Figure out the amount of monthly mortgage repayments » Determine total payments
- [Application Successful](https://www.freedomlend.com.au/application-successful/) - Good news, you are pre-qualified! Let’s continue with your application. Completing the next part will put you on our priority queue and help you start saving right away! Continue Let’s Talk Freedom Lend 5.0 Based on 42 reviews Mark was an incredible help throughout the whole process. Michael W. 02:29 27 Dec 22 Hi there,
- [Application Submitted](https://www.freedomlend.com.au/application-submitted/) - THANKS FOR SUBMITTING We value the time you spent completing this form. Our consultants will be in touch shortly. Zoom Meeting Let's Talk Freedom Lend 5.0 Based on 42 reviews Mark was an incredible help throughout the whole process. Michael W. 02:29 27 Dec 22 Hi there, I had an excellent experience dealing with Helen.
- [Calculator - Compound Interest](https://www.freedomlend.com.au/calculator-compound-interest-2/) - COMPOUND INTEREST CALCULATOR » Estimate how much you could borrow for a home loan using your income and expenses » Understand what you credit reviews to determine borrowing power CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD
- [Calculator - Leasing](https://www.freedomlend.com.au/calculator-leasing/) - LEASING CALCULATOR » Estimate how much you could borrow for a home loan using your income and expenses » Understand what you credit reviews to determine borrowing power CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD
- [Calculator - Reverse Mortgage](https://www.freedomlend.com.au/calculator-reverse-mortgage/) - REVERSE MORTGAGE CALCULATOR » Estimate how much you could borrow for a home loan using your income and expenses » Understand what you credit reviews to determine borrowing power CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed
- [Calculator - Fortnightly Repayment](https://www.freedomlend.com.au/calculator-fortnightly-repayment/) - FORTNIGHTLY REPAYMENT CALCULATOR » Estimate how much you could borrow for a home loan using your income and expenses » Understand what you credit reviews to determine borrowing power CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD
- [Calculator - Introductory Rate Loan](https://www.freedomlend.com.au/calculator-introductory-rate-loan/) - INTRODUCTORY RATE LOAN CALCULATOR » Estimate how much you could borrow for a home loan using your income and expenses » Understand what you credit reviews to determine borrowing power CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed
- [Calculator - Savings Goal - How Much To Deposit](https://www.freedomlend.com.au/calculator-savings-goal-how-much-to-deposit/) - HOW MUCH TO DEPOSIT CALCULATOR » Figure out steps to take to put your plan into action » Be aware of how much you need to save weekly, fortnightly or monthly to achieve your saving goals CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69%
- [Calculator - Savings Goal - How Long To Save](https://www.freedomlend.com.au/calculator-savings-goal-how-long-to-save/) - HOW LONG TO SAVE CALCULATOR » Figure out how long it will take to reach your saving goals » Be aware of the payments required to achieve a saving goal within a specific time frame CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a
- [Calculator - Budget Planner](https://www.freedomlend.com.au/calculator-budget-planner/) - BUDGET PLANNER » Keep you on track day to day, help you plan for large expenses, and help you to avoid credit card reliance » See how much money is left over each month CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33%
- [Calculator - Compound Interest](https://www.freedomlend.com.au/calculator-compound-interest/) - COMPOUND INTEREST CALCULATOR » Figure out what money you will have if you save a regular amount » Be aware of the the projected worth of your assets in the future CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All
- [Calculator - Income Gross Up](https://www.freedomlend.com.au/calculator-income-gross-up/) - INCOME GROSS UP CALCULATOR » Figure out your annual gross income (before tax) based on your net (after tax) income » Be aware of the percentage of your income that goes to paying your tax CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a
- [Calculator - Income Annualisation](https://www.freedomlend.com.au/calculator-income-annualisation/) - INCOME ANNUALISATION CALCULATOR » Figure out your annual income from the money you have received so far this year » Be aware of the calculated income for your payslips and group certificate CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison *
- [Calculator - Rent vs Buy](https://www.freedomlend.com.au/calculator-rent-vs-buy/) - RENT VS BUY CALCULATOR » Figure out whether should you rent or buy your property » Be aware of the cost of continuing to rent vs the cost of buying a home, whichever is better for you CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM
- [Calculator - Property Selling Cost](https://www.freedomlend.com.au/calculator-property-selling-cost/) - PROPERTY SELLING COST CALCULATOR » Make sure you have covered all the costs of selling a property » Be aware of the cost to sell your property and see where to save CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison *
- [Calculator - Property Buying Cost](https://www.freedomlend.com.au/calculator-property-buying-cost/) - PROPERTY BUYING COST CALCULATOR » Figure out the approximate amount you will want to budget for when buying property » Be aware of the budget and insight into some of the bigger picture costs like stamp duty and registration fee CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All
- [Calculator - Credit Card](https://www.freedomlend.com.au/calculator-credit-card/) - CREDIT CARD CALCULATOR » Figure out how long it will take to pay off your card with only minimum repayments » Be aware of how soon you could pay off your card balance and how much interest you will likely pay CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison *
- [Calculator - Loan Comparison](https://www.freedomlend.com.au/calculator-loan-comparison/) - LOAN COMPARISON CALCULATOR » Figure out different types of home loans in order to determine which is cheapest in overall costs and interest charges » Be aware of the difference in fees and costs between loans to discover the right loan CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison *
- [Calculator - Home Loan Offset](https://www.freedomlend.com.au/calculator-home-loan-offset/) - HOME LOAN OFFSET CALCULATOR » Figure out how much sooner you can pay off your loan » Be aware of interest payments you could save by offsetting your savings against your home loan CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison
- [Calculator - Split Loan](https://www.freedomlend.com.au/calculator-split-loan/) - SPLIT LOAN CALCULATOR » Figure out the implication of fixing part of your loan, while retaining a variable interest rate over the remainder of your mortgage » Be aware of what mortgage structure is going to work best for you CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All
- [Calculator - How Long To Repay](https://www.freedomlend.com.au/calculator-how-long-to-repay/) - HOW LONG TO REPAY CALCULATOR » Figure out how long it will take you to pay off your home loan and be mortgage free » Be aware of the total cost of your mortgage and interest paid in your loan term CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison *
- [Calculator - Lump Sum Repayment](https://www.freedomlend.com.au/calculator-lump-sum-repayment/) - LUMP SUM REPAYMENT CALCULATOR » Figure out the time saved on your mortgages when making additional lump sum repayments » Be aware of the interest saved and the time reduced CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed
- [Calculator - Comparison Rate](https://www.freedomlend.com.au/calculator-comparison-rate/) - COMPARISON RATE CALCULATOR » Figure out the Average Annual Percentage Rate (AAPR) for your mortgages » Be aware of the final annual interest rate for your mortgage CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD FROM 6.29%
- [Calculator - Interest Only Mortgage](https://www.freedomlend.com.au/interest-only-mortgage/) - INTEREST ONLY MORTGAGE CALCULATOR » Figure out the repayments when on interest-only and after the interest-only period » Be aware of the total cost of an interest-only mortgage CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD FROM
- [Calculator - Saving](https://www.freedomlend.com.au/calculator-saving/) - SAVING CALCULATOR » Figure out how long it will take to reach your savings goals » Be aware of interest earned when you commit to a saving program CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD
- [Calculator - Income Tax](https://www.freedomlend.com.au/calculator-income-tax/) - INCOME TAX CALCULATOR » Figure out how much income tax you should be paying » Be aware of what your take-home salary will be when tax and the Medicare levy are included CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison *
- [Calculator - Stamp Duty](https://www.freedomlend.com.au/calculator-stamp-duty/) - STAMP DUTY CALCULATOR » Stamp duty and other Government fees on power » Possible Government grant CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD FROM 6.29% p.a 5.96% comparison * All Builds SMSF FROM 7.09% p.a
- [Calculator - Extra Repayment](https://www.freedomlend.com.au/calculator-extra-repayment/) - EXTRA REPAYMENT CALCULATOR » Figure out benefits when making extra repayments on your mortgage » Determine how much time and interest saved for your mortgage regular contributions CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD FROM
- [Calculator - Loan Repayment](https://www.freedomlend.com.au/calculator-loan-repayment-2/) - LOAN REPAYMENT CALCULATOR » Figure out the amount of monthly mortgage repayments » Determine total payments over the life of the loan CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD FROM 6.29% p.a 5.96% comparison *
- [Calculator - Borrowing Power](https://www.freedomlend.com.au/calculator-borrowing-power/) - BORROWING POWER CALCULATOR » Estimate how much you could borrow for a home loan using your income and expenses » Understand what you credit reviews to determine borrowing power CHECK OUT OTHER CALCULATORS VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD
- [Glossary](https://www.freedomlend.com.au/glossary/) - GLOSSARY A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z A Accrued interest – An interest that
- [Target Market Determination (TMD) - Fixed - O - 202201](https://www.freedomlend.com.au/tmd-fixed-202201/) - Target Market Determination – Fixed Product Product Description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Archive Product Product Fixed with Visa Debit Card Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer This product will be issued by a Lender* which will
- [Target Market Determination (TMD) - SMSF - O - 202201](https://www.freedomlend.com.au/tmd-smsf-202201/) - Target Market Determination – SMSF Product Product description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Archive Product Product SMSF Variable Investment Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer This product will be issued by a Lender* which will be named
- [Target Market Determination (TMD) - SMSF - O - 202102](https://www.freedomlend.com.au/tmd-smsf-202102/) - Target Market Determination – SMSF Product Product Description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Product Product SMSF – Investment Variable Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence
- [Target Market Determination (TMD) - Variable - O - 202102](https://www.freedomlend.com.au/tmd-variable-202102/) - Target Market Determination – Variable Product Product Description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Product Product Variable with Visa Debit Card Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services
- [Target Market Determination (TMD) - Variable - O - 202201](https://www.freedomlend.com.au/tmd-variable-202201/) - Target Market Determination – Variable Product Product Description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Archive Product Product Variable with Visa Debit Card Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer This product will be issued by a Lender* which will
- [Target Market Determination (TMD) - Fixed - O - 202102](https://www.freedomlend.com.au/tmd-fixed-202102/) - Target Market Determination – Fixed Product Product Description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Product Product Fixed with Visa Debit Card Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services
- [Target Market Determination (TMD) - Construction - O - 202201](https://www.freedomlend.com.au/tmd-construction-202201/) - Target Market Determination – Construction Product Product Description Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Archive Product Product Variable with Visa Debit Card Product Manager Columbus Capital Pty Ltd ACN 119 531 252, Australian Financial Services Licence and Australian Credit Licence 337303 Issuer This product will be issued by a Lender* which will
- [Loan Process Timeline](https://www.freedomlend.com.au/loan-application-timeline/) - LOAN PROCESS TIMELINE Online Review & Apply In your own time You can review and determine which product is available to you. Submit your application online for our Loans Specialists to contact you and determine most appropriate product. Application Online Submission Takes 1 - 2 days Once all supporting documents are available, we will package
- [Purchasing Costs](https://www.freedomlend.com.au/purchasing-costs/) - PURCHASING COSTS What is the total cost of purchasing a property? Be that for your dream home or your next investment property, there are a number of costs that are expected from a purchase. The below lists a number of common items you should include when looking at a new purchase. Sold price of property
- [Target Market Determination (TMD) - Construction - A - 202102](https://www.freedomlend.com.au/tmd-construction-202102/) - Target Market Determination – Construction Product Target Market Distribution Conditions TMD Reviews Monitoring And Reporting Product Product Construction Issuer Adelaide Bank a Division of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence Number 237879, GPO Box 1048, Adelaide SA 5001. Effective Date of TMD 5 October 2021 TMD Version 2021.2
- [Sitemap](https://www.freedomlend.com.au/sitemap/) - SITEMAP Find what you’re looking for Contact Us About Us Home Loans Variable Home Loans Fixed Home Loans Construction Home Loans SMSF Home Loans Compare Home Loans Apply Quick-Qualifier Documents Application Plan your Loans Loan-Timeline Purchasing Costs Calculators Tips & Guides News FAQs Glossary Our Products Overview Features Eligibility How to Apply Useful Links Our
- [FAQs](https://www.freedomlend.com.au/faqs/) - FREQUENTLY ASKED QUESTIONS Who are Freedom Lend? Freedom Lend is a group of like minded specialists providing non-bank loan products. We are a team of passionate consultants who aim to achieve tailored solutions for you. We are 100% Australian owned and all our staff are local to Melbourne. When you contact us, you can be
- [Awards & Recognition](https://www.freedomlend.com.au/awards-recognition/) - AWARDS & RECOGNITION Money Magazine Awards Money Magazine is Australia’s longest-running, highest-selling and most-read personal finance magazine. Since 1999, the Money team has been providing credible, independent, easy-to-understand financial information to help readers save money and make the most of their investments. BEST VALUE FLEXIBLE HOME LOAN – NON BANK NON-BANK INVESTMENT LENDER NON BANK INVESTMENT
- [Credit Guide](https://www.freedomlend.com.au/credit-guide/) - CREDIT GUIDE About Us Your Best Interests Credit Guide Preliminary Assessments Fee and Charges How to get paid Other people we deal with About Us FREEDOMLEND PTY LTD is licensed under the National Consumer Credit Protection Act 2009. The details of our licence are as follows: License Name FREEDOMLEND PTY LTD Address Office 1, Level
- [Terms and Conditions](https://www.freedomlend.com.au/terms-and-conditions/) - TERMS & CONDITIONS About Our Website Intellectual Property Disclaimer Security Privacy Disclosure Seek Legal or Financial Advice About Our Website This is the website of Freedom Lend Pty Ltd, a private company under Australian law with its registered office at Office 1, Level 13, 10-16 Queen Street Melbourne VIC 3000. Freedom Lend provides mortgage finance
- [Home Loan Application](https://www.freedomlend.com.au/home-loan-application/) - Freedom Lend - Home Loan Application "*" indicates required fields Step 1 of 8 - Loan Information 12% Company This field is for validation purposes and should be left unchanged. Number of applicants 12 Number of loans/splits 1234 Loan type Purchase Owner OccupiedPurchase InvestmentRefinance Owner OccupiedRefinance InvestmentConstructionPurchase SMSFRefinance SMSF Construction Loan Type Construction Owner OccupiedConstruction
- [Quick Qualifier](https://www.freedomlend.com.au/quick-qualifier/) - "*" indicates required fields Step 1 of 3 - Lets Get Started! 33% Phone This field is for validation purposes and should be left unchanged. Number of applicants 12 Loan type Purchase Owner OccupiedPurchase InvestmentRefinance Owner OccupiedRefinance InvestmentConstruction Owner OccupiedConstruction InvestmentPurchase SMSFRefinance SMSF Loan amount* Property value* Loan request VariableFixed 1 YearFixed 2 YearFixed 3
- [Variable Calculator](https://www.freedomlend.com.au/variable-calculator/) - [formidable id="2"]

## Products

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- [3 Year Fixed Investment I/O 80%](https://www.freedomlend.com.au/products/fix3invio80/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Investment I/O 80% Exceptional interest rates with no ongoing fees 7.49% Interest rate p.a. 8.12%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Interest Only repayment option Borrow Up to 80% of your property value Available on
- [3 Year Fixed Investment I/O 70%](https://www.freedomlend.com.au/products/fix3invio70/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Investment I/O 70% Exceptional interest rates with no ongoing fees 7.39% Interest rate p.a. 8.02%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Interest Only repayment option Borrow Up to 70% of your property value Available on
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- [1 Year Fixed Investment I/O 90%](https://www.freedomlend.com.au/products/fix1invio90/) - SAVE WITH FREEDOM LEND'S 1 Year Fixed Investment I/O 90% Exceptional interest rates with no ongoing fees 7.99% Interest rate p.a. 8.43%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Interest Only repayment option Borrow Up to 90% of your property value Available on
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- [1 Year Fixed Investment I/O 60%](https://www.freedomlend.com.au/products/fix1invio60/) - SAVE WITH FREEDOM LEND'S 1 Year Fixed Investment I/O 60% Exceptional interest rates with no ongoing fees 7.39% Interest rate p.a. 7.84%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Interest Only repayment option Borrow Up to 60% of your property value Available on
- [5 Year Fixed Investment P&I 90%](https://www.freedomlend.com.au/products/fix5invpi90/) - SAVE WITH FREEDOM LEND'S 5 Year Fixed Investment P&I 90% Exceptional interest rates with no ongoing fees 7.69% Interest rate p.a. 7.44%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 90% of your property value Flexible
- [5 Year Fixed Investment P&I 80%](https://www.freedomlend.com.au/products/fix5invpi80/) - SAVE WITH FREEDOM LEND'S 5 Year Fixed Investment P&I 80% Exceptional interest rates with no ongoing fees 7.19% Interest rate p.a. 6.95%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 80% of your property value Flexible
- [5 Year Fixed Investment P&I 70%](https://www.freedomlend.com.au/products/fix5invpi70/) - SAVE WITH FREEDOM LEND'S 5 Year Fixed Investment P&I 70% Exceptional interest rates with no ongoing fees 7.09% Interest rate p.a. 6.85%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 70% of your property value Flexible
- [5 Year Fixed Investment P&I 60%](https://www.freedomlend.com.au/products/fix5invpi60/) - SAVE WITH FREEDOM LEND'S 5 Year Fixed Investment P&I 60% Exceptional interest rates with no ongoing fees 7.09% Interest rate p.a. 6.85%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 60% of your property value Flexible
- [4 Year Fixed Investment P&I 90%](https://www.freedomlend.com.au/products/fix4invpi90/) - SAVE WITH FREEDOM LEND'S 4 Year Fixed Investment P&I 90% Exceptional interest rates with no ongoing fees 7.69% Interest rate p.a. 7.39%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 90% of your property value Flexible
- [4 Year Fixed Investment P&I 80%](https://www.freedomlend.com.au/products/fix4invpi80/) - SAVE WITH FREEDOM LEND'S 4 Year Fixed Investment P&I 80% Exceptional interest rates with no ongoing fees 7.19% Interest rate p.a. 6.90%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 80% of your property value Flexible
- [4 Year Fixed Investment P&I 70%](https://www.freedomlend.com.au/products/fix4invpi70/) - SAVE WITH FREEDOM LEND'S 4 Year Fixed Investment P&I 70% Exceptional interest rates with no ongoing fees 7.09% Interest rate p.a. 6.80%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 70% of your property value Flexible
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- [3 Year Fixed Investment P&I 90%](https://www.freedomlend.com.au/products/fix3invpi90/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Investment P&I 90% Exceptional interest rates with no ongoing fees 7.59% Interest rate p.a. 7.31%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 90% of your property value Flexible
- [3 Year Fixed Investment P&I 80%](https://www.freedomlend.com.au/products/fix3invpi80/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Investment P&I 80% Exceptional interest rates with no ongoing fees 7.09% Interest rate p.a. 6.82%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 80% of your property value Flexible
- [3 Year Fixed Investment P&I 70%](https://www.freedomlend.com.au/products/fix3invpi70/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Investment P&I 70% Exceptional interest rates with no ongoing fees 6.99% Interest rate p.a. 6.72%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 70% of your property value Flexible
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- [2 Year Fixed Investment P&I 70%](https://www.freedomlend.com.au/products/fix2invpi70/) - SAVE WITH FREEDOM LEND'S 2 Year Fixed Investment P&I 70% Exceptional interest rates with no ongoing fees 6.99% Interest rate p.a. 6.67%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 70% of your property value Flexible
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- [5 Year Fixed Owner Occupied P&I 70%](https://www.freedomlend.com.au/products/fix5oopi70/) - SAVE WITH FREEDOM LEND'S 5 Year Fixed Owner Occupied P&I 70% Exceptional interest rates with no ongoing fees 6.79% Interest rate p.a. 6.56%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 70% of your property
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- [4 Year Fixed Owner Occupied P&I 95%](https://www.freedomlend.com.au/products/fix4oopi95/) - SAVE WITH FREEDOM LEND'S 4 Year Fixed Owner Occupied P&I 95% Exceptional interest rates with no ongoing fees 7.64% Interest rate p.a. 7.45%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 95% of your property
- [4 Year Fixed Owner Occupied P&I 90%](https://www.freedomlend.com.au/products/fix4oopi90/) - SAVE WITH FREEDOM LEND'S 4 Year Fixed Owner Occupied P&I 90% Exceptional interest rates with no ongoing fees 7.39% Interest rate p.a. 7.09%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 90% of your property
- [4 Year Fixed Owner Occupied P&I 80%](https://www.freedomlend.com.au/products/fix4oopi80/) - SAVE WITH FREEDOM LEND'S 4 Year Fixed Owner Occupied P&I 80% Exceptional interest rates with no ongoing fees 6.89% Interest rate p.a. 6.60%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 80% of your property
- [4 Year Fixed Owner Occupied P&I 70%](https://www.freedomlend.com.au/products/fix4oopi70/) - SAVE WITH FREEDOM LEND'S 4 Year Fixed Owner Occupied P&I 70% Exceptional interest rates with no ongoing fees 6.79% Interest rate p.a. 6.50%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 70% of your property
- [4 Year Fixed Owner Occupied P&I 60%](https://www.freedomlend.com.au/products/fix4oopi60/) - SAVE WITH FREEDOM LEND'S 4 Year Fixed Owner Occupied P&I 60% Exceptional interest rates with no ongoing fees 6.79% Interest rate p.a. 6.50%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 60% of your property
- [3 Year Fixed Owner Occupied P&I 95%](https://www.freedomlend.com.au/products/fix3oopi95/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Owner Occupied P&I 95% Exceptional interest rates with no ongoing fees 7.69% Interest rate p.a. 7.41%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 95% of your property
- [3 Year Fixed Owner Occupied P&I 90%](https://www.freedomlend.com.au/products/fix3oopi90/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Owner Occupied P&I 90% Exceptional interest rates with no ongoing fees 7.29% Interest rate p.a. 7.02%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 90% of your property
- [3 Year Fixed Owner Occupied P&I 80%](https://www.freedomlend.com.au/products/fix3oopi80/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Owner Occupied P&I 80% Exceptional interest rates with no ongoing fees 6.79% Interest rate p.a. 6.53%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 80% of your property
- [3 Year Fixed Owner Occupied P&I 60%](https://www.freedomlend.com.au/products/fix3oopi70/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Owner Occupied P&I 70% Exceptional interest rates with no ongoing fees 6.69% Interest rate p.a. 6.43%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 70% of your property
- [3 Year Fixed Owner Occupied P&I 60%](https://www.freedomlend.com.au/products/fix3oopi60/) - SAVE WITH FREEDOM LEND'S 3 Year Fixed Owner Occupied P&I 60% Exceptional interest rates with no ongoing fees 6.69% Interest rate p.a. 6.43%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 60% of your property
- [2 Year Fixed Owner Occupied P&I 95%](https://www.freedomlend.com.au/products/fix2oopi95/) - SAVE WITH FREEDOM LEND'S 2 Year Fixed Owner Occupied P&I 95% Exceptional interest rates with no ongoing fees 7.69% Interest rate p.a. 7.36%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 95% of your property
- [2 Year Fixed Owner Occupied P&I 90%](https://www.freedomlend.com.au/products/fix2oopi90/) - SAVE WITH FREEDOM LEND'S 2 Year Fixed Owner Occupied P&I 90% Exceptional interest rates with no ongoing fees 7.29% Interest rate p.a. 6.97%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 90% of your property
- [2 Year Fixed Owner Occupied P&I 80%](https://www.freedomlend.com.au/products/fix2oopi80/) - SAVE WITH FREEDOM LEND'S 2 Year Fixed Owner Occupied P&I 80% Exceptional interest rates with no ongoing fees 6.79% Interest rate p.a. 6.48%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 80% of your property
- [2 Year Fixed Owner Occupied P&I 70%](https://www.freedomlend.com.au/products/fix2oopi70/) - SAVE WITH FREEDOM LEND'S 2 Year Fixed Owner Occupied P&I 70% Exceptional interest rates with no ongoing fees 6.69% Interest rate p.a. 6.38%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 70% of your property
- [2 Year Fixed Owner Occupied P&I 60%](https://www.freedomlend.com.au/products/fix2oopi60/) - SAVE WITH FREEDOM LEND'S 2 Year Fixed Owner Occupied P&I 60% Exceptional interest rates with no ongoing fees 6.69% Interest rate p.a. 6.38%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 60% of your property
- [1 Year Fixed Owner Occupied P&I 95%](https://www.freedomlend.com.au/products/fix1oopi95/) - SAVE WITH FREEDOM LEND'S 1 Year Fixed Owner Occupied P&I 95% Exceptional interest rates with no ongoing fees 7.69% Interest rate p.a. 7.31%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 95% of your property
- [1 Year Fixed Owner Occupied P&I 90%](https://www.freedomlend.com.au/products/fix1oopi90/) - SAVE WITH FREEDOM LEND'S 1 Year Fixed Owner Occupied P&I 90% Exceptional interest rates with no ongoing fees 7.29% Interest rate p.a. 6.92%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 90% of your property
- [1 Year Fixed Owner Occupied P&I 80%](https://www.freedomlend.com.au/products/fix1oopi80/) - SAVE WITH FREEDOM LEND'S 1 Year Fixed Owner Occupied P&I 80% Exceptional interest rates with no ongoing fees 6.79% Interest rate p.a. 6.43%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 80% of your property
- [1 Year Fixed Owner Occupied P&I 70%](https://www.freedomlend.com.au/products/fix1oopi70/) - SAVE WITH FREEDOM LEND'S 1 Year Fixed Owner Occupied P&I 70% Exceptional interest rates with no ongoing fees 6.69% Interest rate p.a. 6.33%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 70% of your property
- [1 Year Fixed Owner Occupied P&I 60%](https://www.freedomlend.com.au/products/fix1oopi60/) - SAVE WITH FREEDOM LEND'S 1 Year Fixed Owner Occupied P&I 60% Exceptional interest rates with no ongoing fees 6.69% Interest rate p.a. 6.33%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 60% of your property
- [Variable Investment I/O 90%](https://www.freedomlend.com.au/products/varinvio90/) - SAVE WITH FREEDOM LEND'S Variable Investment I/O 90% Exceptional interest rates with no ongoing fees 7.19% Interest rate p.a. 7.64%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Interest Only repayment option Borrow Up to 90% of your property value Available on monthly repayments
- [Variable Investment I/O 80%](https://www.freedomlend.com.au/products/varinvio80/) - SAVE WITH FREEDOM LEND'S Variable Investment I/O 80% Exceptional interest rates with no ongoing fees 6.69% Interest rate p.a. 7.15%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Interest Only repayment option Borrow Up to 80% of your property value Available on monthly repayments
- [Variable Investment I/O 70%](https://www.freedomlend.com.au/products/varinvio70/) - SAVE WITH FREEDOM LEND'S Variable Investment I/O 70% Exceptional interest rates with no ongoing fees 6.59% Interest rate p.a. 7.05%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Interest Only repayment option Borrow Up to 70% of your property value Available on monthly repayments
- [Variable Investment I/O 60%](https://www.freedomlend.com.au/products/varinvio60/) - SAVE WITH FREEDOM LEND'S Variable Investment I/O 60% Exceptional interest rates with no ongoing fees 6.59% Interest rate p.a. 7.05%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Interest Only repayment option Borrow Up to 60% of your property value Available on monthly repayments
- [Variable Investment P&I 90%](https://www.freedomlend.com.au/products/varinvpi90/) - SAVE WITH FREEDOM LEND'S Variable Investment P&I 90% Exceptional interest rates with no ongoing fees 6.79% Interest rate p.a. 7.16%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 90% of your property value Flexible repayment options
- [Variable Investment P&I 80%](https://www.freedomlend.com.au/products/varinvpi80/) - SAVE WITH FREEDOM LEND'S Variable Investment P&I 80% Exceptional interest rates with no ongoing fees 6.29% Interest rate p.a. 6.67%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 80% of your property value Flexible repayment options
- [Variable Investment P&I 70%](https://www.freedomlend.com.au/products/varinvpi70/) - SAVE WITH FREEDOM LEND'S Variable Investment P&I 70% Exceptional interest rates with no ongoing fees 6.19% Interest rate p.a. 6.57%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 70% of your property value Flexible repayment options
- [Variable Investment P&I 60%](https://www.freedomlend.com.au/products/varinvpi60/) - SAVE WITH FREEDOM LEND'S Variable Investment P&I 60% Exceptional interest rates with no ongoing fees 6.19% Interest rate p.a. 6.57%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of investment properties Available on Principle and Interest repayment option Borrow Up to 60% of your property value Flexible repayment options
- [Variable Owner Occupied I/O 90%](https://www.freedomlend.com.au/products/varooio90/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied I/O 90% Exceptional interest rates with no ongoing fees 6.89% Interest rate p.a. 7.35%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Interest Only repayment option Borrow Up to 90% of your property value Available on
- [Variable Owner Occupied I/O 80%](https://www.freedomlend.com.au/products/varooio80/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied I/O 80% Exceptional interest rates with no ongoing fees 6.39% Interest rate p.a. 6.86%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Interest Only repayment option Borrow Up to 80% of your property value Available on
- [Variable Owner Occupied I/O 70%](https://www.freedomlend.com.au/products/varooio70/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied I/O 70% Exceptional interest rates with no ongoing fees 6.29% Interest rate p.a. 6.76%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Interest Only repayment option Borrow Up to 70% of your property value Available on
- [Variable Owner Occupied I/O 60%](https://www.freedomlend.com.au/products/varooio60/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied I/O 60% Exceptional interest rates with no ongoing fees 6.29% Interest rate p.a. 6.76%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Interest Only repayment option Borrow Up to 60% of your property value Available on
- [Variable Owner Occupied P&I 95%](https://www.freedomlend.com.au/products/varoopi95/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied P&I 95% Exceptional interest rates with no ongoing fees 6.89% Interest rate p.a. 7.26%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 95% of your property value Flexible
- [Variable Owner Occupied P&I 90%](https://www.freedomlend.com.au/products/varoopi90/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied P&I 90% Exceptional interest rates with no ongoing fees 6.49% Interest rate p.a. 6.87%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 90% of your property value Flexible
- [Variable Owner Occupied P&I 80%](https://www.freedomlend.com.au/products/varoopi80/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied P&I 80% Exceptional interest rates with no ongoing fees 5.99% Interest rate p.a. 6.37%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 80% of your property value Flexible
- [Variable Owner Occupied P&I 70%](https://www.freedomlend.com.au/products/varoopi70/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied P&I 70% Exceptional interest rates with no ongoing fees 5.89% Interest rate p.a. 6.28%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 70% of your property value Flexible
- [Variable Owner Occupied P&I 60%](https://www.freedomlend.com.au/products/varoopi60/) - SAVE WITH FREEDOM LEND'S Variable Owner Occupied P&I 60% Exceptional interest rates with no ongoing fees 5.89% Interest rate p.a. 6.28%* Comparison rate p.a. Apply Now Quick Qualifier PRODUCT FEATURES Available for purchase or refinance of owner occupied properties Available on Principle and Interest repayment option Borrow Up to 60% of your property value Flexible

## Fusion Elements

- [Additional Information](https://www.freedomlend.com.au/fusion_element/additional-information/) - Additional Information The comparison rates are based on a secured loan of $150,000 over the term of 25 years. WARNING: Comparison rates provided are only given as an example. Your situation may have different amounts and terms which will result in different comparison rates. Please give Freedom Lend a call if you would like to
- [Contacts](https://www.freedomlend.com.au/fusion_element/contacts/) - Talk to a home loan specialist Monday to Sunday 9am – 10pm (Melbourne time) 1300 665 595 Request A Call Review your scenario Check if you qualify Talk to us about any scenarios you might have. Quick Qualifier Purchasing or refinancing? Apply now and start saving We will contact you within 1 – 2 business days.
- [As Seen On - GREY](https://www.freedomlend.com.au/fusion_element/as-seen-on-grey/)
- [OO-Table](https://www.freedomlend.com.au/fusion_element/oo-table/) - OWNER OCCUPIED BEST OFFERS Owner Occupied Variable P & I [table “1” does not have that cell /] % p.a [table “1” does not have that cell /] % Comparison [table “1” does not have that cell /] Amount: Variable LVR: 5.90 Upfront fees: 5.93 Ongoing fees: [table “1” does not have that cell /] [table “1” does not
- [INV-Table](https://www.freedomlend.com.au/fusion_element/inv-table/) - INVESTMENT BEST OFFERS Investment Variable P & I [table “1” does not have that cell /] % p.a [table “1” does not have that cell /] % Comparison [table “1” does not have that cell /] Amount: [table “1” does not have that cell /] LVR: [table “1” does not have that cell /] Upfront fees: [table “1”
- [SIMPLE & CONVENIENT container](https://www.freedomlend.com.au/fusion_element/simple-convenient-container/) - SIMPLE & CONVENIENT.Whether you’re buying your first home, refinancing, or investing in property, our panel of over 40 lenders ensures we can find the perfect loan to meet your needs. OWNER OCCUPIED Explore our user-friendly tools, detailed property reports, expert tips, and a variety of home loans tailored to fit your budget and lifestyle. INVESTMENT
- [Cashback Calculator](https://www.freedomlend.com.au/fusion_element/cashback-calculator/) - CASHBACK CALCULATOR. Your cashback will be paid in intervals from the settlement date: After Year 1: 50% of the cashback After Year 2: The remaining 50% of the cashback Oops! We could not locate your form.
- [Contacts](https://www.freedomlend.com.au/fusion_element/contacts-2/) - Speak with our loan experts Monday to Sunday 9am – 10pm (Melbourne time) 1300 685 008 REQUEST A CALL Assess your situation See if you qualify Discuss your scenario with us. QUICK CHECK Buying or refinancing? Apply today and start saving We’ll reach out within 1–2 business days. APPLY NOW
- [Favourite Offers V3 - mobile -1/5](https://www.freedomlend.com.au/fusion_element/favourite-offers-v3-mobile-1-5/) - HOME LOANS:Owner OccupiedVariableP & I [table “1” does not have that cell /] % p.a [table “1” does not have that cell /] % Comparison[table “1” does not have that cell /] [table “1” does not have that cell /] Offset Redraw [table “1” does not have that cell /] Offset Redraw APPLY & SAVE MORE OPTIONSOwner OccupiedFixed
- [Favourite Offers V3 - 1/5 Columns](https://www.freedomlend.com.au/fusion_element/favourite-offers-v3-1-5-columns/) - HOME LOANS:Owner OccupiedVariableP & I [table “1” does not have that cell /] % p.a [table “1” does not have that cell /] % Comparison[table “1” does not have that cell /] Amount: [table “1” does not have that cell /] LVR: [table “1” does not have that cell /] Upfront fees: [table “1” does not have that
- [Favourite Offers V3 - mobile](https://www.freedomlend.com.au/fusion_element/favourite-offers-v3-mobile/) - WHAT'S ON OFFER.Owner OccupiedVariableP & I [table “1” does not have that cell /] % p.a [table “1” does not have that cell /] % Comparison[table “1” does not have that cell /] Amount: Variable LVR: 5.90 Upfront fees: 5.93 Ongoing fees: [table “1” does not have that cell /] [table “1” does not have that cell /] Offset
- [Favourite Offers V3](https://www.freedomlend.com.au/fusion_element/favourite-offers-v3/) - WHAT’S ON OFFER. Investment Variable Interest Only [table “1” does not have that cell /] % p.a [table “1” does not have that cell /] % Comparison [table “1” does not have that cell /] Amount: [table “1” does not have that cell /] LVR: [table “1” does not have that cell /] Upfront fees: [table “1” does
- [Table All](https://www.freedomlend.com.au/fusion_element/table-all/) - SMSF OPTIONS:wpDataTable with provided ID not found!
- [Apply & Save](https://www.freedomlend.com.au/fusion_element/apply-save/) - APPLY & SAVE
- [Additional Information](https://www.freedomlend.com.au/fusion_element/additional-information-2/) - Additional Information The comparison rates are based on a secured loan of $150,000 over a term of 25 years. WARNING: Comparison rates provided are examples only. Your circumstances may involve different amounts and terms, resulting in different comparison rates. Please contact With Cashback for a clearer understanding of your fees and costs. This information is
- [Porfolios – WCB](https://www.freedomlend.com.au/fusion_element/porfolios-wcb/)
- [Mega Menu - Contact](https://www.freedomlend.com.au/fusion_element/mega-menu-contact/) - CONTACT US Talk to our Loan Experts Let’s Talk VIDEO CHAT Connect with us on MS Teams Let’s Zoom BY APPOINTMENT At our Melbourne Office Let’s Meet
- [Mega Menu - How It Works](https://www.freedomlend.com.au/fusion_element/mega-menu-how-it-works/) - Get 0.60% Cashback… Get the same loan, from the same bank, with the same features, and receive cashback on your home loan balance. Want to learn more? Our Offer to You Free Reports Sign Up for Property Reports Purchasing Costs When Buying a Property Calculators Over 20 Comprehensive Calculators Dictionary Home Loans Glossary
- [Mega Menu - Apply](https://www.freedomlend.com.au/fusion_element/mega-menu-apply/) - QUICK CHECK Find out if you qualify Get Started! FULL APPLICATION Let’s process your application Apply & Save DOCUMENTS Ready your paperwork What’s Needed
- [Mega Menu - Home Loans](https://www.freedomlend.com.au/fusion_element/mega-menu-home-loans/) - Bank’s Cash Offers View available Cash Offers and exclusive bank promotions, designed to maximize your benefits when you choose our home loan services. Cash Offers Owner Occupied Primary Residence SMSF Self-Managed Super Funds Investment Rental Properties Construction Construction Properties
- [As Seen On - BLUE](https://www.freedomlend.com.au/fusion_element/as-seen-on-blue/)
- [Products - SUMMARY](https://www.freedomlend.com.au/fusion_element/products-summary/) - VARIABLE FROM 5.89% p.a 6.28% comparison * All Variable FIXED FROM 6.69% p.a 6.33% comparison * All Fixed BUILD FROM 6.29% p.a 5.96% comparison * All Builds SMSF FROM 7.09% p.a 7.55% comparison * All SMSF
- [cta](https://www.freedomlend.com.au/fusion_element/cta/)
- [feedback2](https://www.freedomlend.com.au/fusion_element/feedback2/) - “There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour” LEE MILLER, Biology Student
- [feedbcak 1](https://www.freedomlend.com.au/fusion_element/feedbcak-1/) - “There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour” EMERY BURNS, Science Student
- [content box 1](https://www.freedomlend.com.au/fusion_element/content-box-1/) - Recognised Qualifications Lorem ipsum minim mazim utroque mei ne. No sit ullum atomorum assueverit, altera ornatus per no. Has molestie cotidieque an, ne veri ludus vis. Read More Innovative Research Lorem no sit ullum atomorum assueverit, altera ornatus per no. Has molestie cotidieque an, ne veri ludus vis. Percipitur instructior ne me sit ullum noea. Read More
- [toggles](https://www.freedomlend.com.au/fusion_element/toggles/) - OUR MISSION Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur
- [video](https://www.freedomlend.com.au/fusion_element/video/)

## Categories

- [Uncategorized](https://www.freedomlend.com.au/category/uncategorized/)
- [Home Loans](https://www.freedomlend.com.au/category/home-loans/) - News, research and advice about home loans on Freedom Lend
- [House Prices](https://www.freedomlend.com.au/category/house-prices/) - News, research & advice about house prices on Freedom Lend
- [Mortgage](https://www.freedomlend.com.au/category/mortgage/)
- [Loan Approval](https://www.freedomlend.com.au/category/loan-approval/)
- [SMSF Loan](https://www.freedomlend.com.au/category/smsf-loan/)
- [Investment Loan](https://www.freedomlend.com.au/category/investment-loan/)
- [Refinancing](https://www.freedomlend.com.au/category/refinancing/)
- [Home Equity](https://www.freedomlend.com.au/category/home-equity/)
- [Interest Rates](https://www.freedomlend.com.au/category/interest-rates/)
- [Buying Home](https://www.freedomlend.com.au/category/buying-home/)

## Tags

- [News](https://www.freedomlend.com.au/tag/news/)