If you have debt, that can be a good thing sometimes. But as you know things can get out of hand. But how about if you had an option to pay off your debt sooner and consolidate into one monthly [...]

  Most investors would think generating positive cash flow is the only way to go, but it actually has certain disadvantages worth considering. And, believe it or not, there are many positive [...]

“Gearing,” by definition, simply means to borrow money to buy an asset. For instance, when you take out a loan to buy a property, that’s gearing. Basically, there are three types of [...]

Low interest rates are generally good for mortgage holders – it means people are more likely to pay on time and take out more loans. But if you’ve made cash investments, such as in term [...]

Capital Gains Tax is basically the tax you pay when you make a capital gain, or when you sell an asset after its value increases over time. If you’re just getting into the property industry [...]

Tip #1: Pick the right loan for your needs. Do you want the option to repay the whole loan earlier than expected? If so, then a variable-rate loan may be the better choice, as they tend to be [...]

The prevailing idea is that to get a home loan, you got to be ready to pay a hefty deposit. In truth, you can actually borrow 95% of the property’s purchase price – and in certain [...]

After your home loan is advanced, your first repayment will be due exactly one month after. If you worked with Freedom Lend and they opened an offset account for you, the repayments will be drawn [...]

When you want to buy a property, you have two approaches to choose from: (1) You can set a budget for the initial deposit and start saving up towards that, or (2) you can find out how much [...]

In Australia, most credit reporting agencies use a “comprehensive credit reporting” system. The system lists both positive and negative information about your credit history. For example, [...]