Are you currently on the market for a variable home loan? If yes, choose the approriate variable loan for your unique needs by taking note of the following features. 1. Repayment Flexibility [...]
Refinancing a mortgage could be a great option for you if you plan to change jobs, borrow money for home improvement, or want a lower interest rate. Here are steps you can follow when switching [...]
Can I Deduct Depreciation on my Investment Property? Tax depreciation helps property investors save significantly on taxes. However, not all property investors take full advantage of the tax [...]
If you have debt, that can be a good thing sometimes. But as you know things can get out of hand. But how about if you had an option to pay off your debt sooner and consolidate into one monthly [...]
Most investors would think generating positive cash flow is the only way to go, but it actually has certain disadvantages worth considering. And, believe it or not, there are many positive [...]
“Gearing,” by definition, simply means to borrow money to buy an asset. For instance, when you take out a loan to buy a property, that’s gearing. Basically, there are three types of [...]
Low interest rates are generally good for mortgage holders – it means people are more likely to pay on time and take out more loans. But if you’ve made cash investments, such as in term [...]
Capital Gains Tax is basically the tax you pay when you make a capital gain, or when you sell an asset after its value increases over time. If you’re just getting into the property industry [...]
Tip #1: Pick the right loan for your needs. Do you want the option to repay the whole loan earlier than expected? If so, then a variable-rate loan may be the better choice, as they tend to be [...]
The prevailing idea is that to get a home loan, you got to be ready to pay a hefty deposit. In truth, you can actually borrow 95% of the property’s purchase price – and in certain [...]
